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See the Best U.S. Bank Credit Cards for September 2021

The best United States Bank credit cards provide compelling cash back, points, or miles, with consumer-friendly terms like no annual fees (or annual fees that are easily justified based on rewards), introductory interest rates, and one-time bonuses. United States Bank has cards for multiple market segments, offering rewards for consumers and small business owners interested in travel or cash-back redemptions. We reviewed the most popular consumer and business credit cards offered by United States Bank and chose the ones below as the best in four valuable categories.

Best U.S. Bank Credit Cards for September 2021

Visa Card
The U.S. Bank Altitude Go Visa Signature Card is our choice for the best overall card and best no-annual-fee travel card from U.S. Bank because of its outstanding bonus rewards for dining, groceries, gas, and streaming services, with 1 point per dollar on all other spending. You can earn 20,000 bonus points after spending just $1,000 during the first 90 days your account is open. The lack of an annual fee and the broad redemption options, including travel, make this an excellent primary or secondary card to consider.

Reserve Visa Infinite Card

We selected the U.S. Bank Altitude Reserve Visa Infinite Card as U.S. Bank’s best travel card because of its triple bonus points on all travel purchases as well as mobile wallet spending. Prepaid hotels and car rentals booked through U.S. Bank’s travel center earn 5x points. Plus, you’ll earn 3x points on dining through June 30, 2021. There is a substantial $400 annual fee, but that should be justified with its $325 in annual credits for travel and dining purchases, airport lounge access, strong earning potential, and other travel benefits. The generous one-time bonus, worth $750 based on our valuation of 1.5 cents per point when redeemed for travel, is available after $4,500 in spending within the first 90 days of account opening.


We chose the U.S. Bank Business Cash Rewards World Elite Mastercard as the best business card option from U.S. Bank due to its generous 3% bonus cash-back rewards on popular business spending categories, such as gas, office supply stores, and cell phone services, and 1% cash back on all other eligible purchases. The 25% bonus on cash back earned the previous year allows you to earn up to an extra $250 each year. Those features combined with no annual fee make this a solid card option for small business owners.


The SKYPASS Visa Secured is the highest scoring secured card option from U.S. Bank. It features an airline mile rewards structure (which is highly unusual for a secured card designed for those with no credit or bad credit) of 1 mile per dollar in spending for redemption on Korean Air or transfers to one of Korean Air’s U.S. domestic or international partners. There is a $50 annual fee but that can be justified with sufficient spending and redemption of rewards for travel.

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