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Filing a Claim with AAA Insurance Michigan : What You Need to Know

What should you do if you have an accident in your car? If it’s minor, you can probably wait to file your claim with AAA Insurance Michigan until the next time you renew your policy. But if you’re dealing with major damage, you’ll need to file the claim right away so that your deductible doesn’t increase dramatically or even cancel your policy entirely. Here are the steps to take when filing a claim with AAA Insurance Michigan.

Contact your Car Insurance agent and ask questions

Filing a claim with your auto insurance company can be stressful, especially if you’re unsure what needs to be done. To make things easier on yourself, call your agent before filing any claims. Your agent should be able to help walk you through what steps need to be taken for filing an auto insurance claim, and most importantly he or she should be able to answer any questions you have about how exactly your insurance works. If your situation is urgent, it might be worth paying extra for 24-hour customer service so that you can get in touch with someone who knows how to file a claim with AAA insurance Michigan. Also, keep in mind that there are two ways to file a claim: online and over the phone. The online option is probably more convenient but may not offer as much support as talking directly with an agent. Choose whichever option works best for you!

The type of  Car Insurance policy you have determines who you can contact

If you purchased an auto policy directly from AAA, then you contact us directly for all your insurance needs. If you purchased your auto insurance from another company, such as Geico or Allstate, then you’ll have to go through that company for service. In either case, don’t hesitate to contact us at AAA Insurance Michigan if you need more information on how to file a claim with AAA. We can help you get started and answer any questions you may have about how to file a claim with AAA. We are available 24/7.

Types of Car Insurance Claims

There are four types of claims you can file through AAA insurance, each of which serves a different purpose. If you need coverage for an emergency or unexpected event—such as damage from weather or flooding—you can submit a General Adjustment claim. If your vehicle is stolen, you can file what’s called an Uninsured Motorist claim, which will help cover costs related to recovery and replacement. If you have collision coverage on your policy, you can file a Collision Damage Waiver (CDW) claim if someone else hits your car. And if you have comprehensive coverage on your policy, you can file a Comprehensive Damage Waiver (CDW) claim if something other than another car damages your car. These are all examples of how to file a claim with AAA insurance michigan. •General Adjustment Claims
•Uninsured Motorist Claims
•Collision Damage Waiver Claims
•Comprehensive Damage Waiver Claims •Emergency Road Service Claims
•Accident Medical Expense Claims
•Accident Death and Dismemberment (AD&D) Claims
•Auto Rental Collision Damage Waiver (ACDW) Claims •Personal Injury Protection (PIP) Claims
•Towing and Labor Charges
Understanding how to file a claim with AAA insurance michigan is vital for all drivers. With help from your local agent, you can keep yourself protected from unexpected expenses by filing claims as soon as possible when necessary. When you have complete coverage, it’s easier to get through those tough times.

Taking Action Helps you Get Your Money Faster

One of our top tips for filing an insurance claim is to be proactive. This will help speed up your claim process and get you your money faster. Start by notifying your auto insurance company or agent as soon as possible after you’ve been in an accident—particularly if there’s any visible damage to your vehicle or injuries on either side of a wreck. If you wait too long, it could delay your ability to file a claim. If you don’t have AAA insurance, check out our guide for how to file a car insurance claim without AAA .

How Long Does it Take?

When you file an car insurance claim, that means you’re asking for monetary reimbursement from your insurance company in order to help fix damage done by another driver, fix or replace your car after it’s been stolen or lost, and so on. These are all cases where filing an auto insurance claim is very much necessary. In many of these cases, however, you want to know how long it will take for your claim to be processed and what you can do if it takes too long. AAA says that most claims are processed within 21 days. If it takes longer than that, there may be something wrong—but AAA also says they work hard to make sure their customers don’t have to wait longer than they should.