Chase Freedom Visa Credit Cards – A credit card can be a powerful tool when it comes to earning rewards and saving money, but it’s also important to keep your credit in good standing so you don’t wind up with unwanted fees or fines. If you’re thinking about applying for the Chase Freedom Visa Credit Card or want to find out more about this card, here are a few quick tips on how to apply online.
What is the Chase Freedom credit cards?
The Chase Freedom credit card is a cash back credit card that offers 5% cash back on rotating quarterly categories and 1% cash back on all other purchases. There is no annual fee for this card. You can apply for the Chase Freedom card online, and you will need to meet the requirements:
Who can apply for this credit card?
The Chase Freedom Visa Credit Card is a great option for people with good to excellent credit who are looking for a cash back credit card with no annual fee. You can earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter, and 1% cash back on all other purchases. There is also a sign-up bonus of $200 after you spend $500 on purchases in your first 3 months from account opening.
Am I eligible to apply for this Credit card?
You must have a good to excellent credit score to be eligible for the Chase Freedom Visa Credit Card. You can apply for the card online by filling out an application on the Chase website. The application will ask for your personal information, financial information, and employment information. Once you submit your application, Chase will review it and decide whether or not you are approved for the card. If you are approved, you will receive your credit card in the mail within a few weeks. Chase offers many benefits with this card such as Cash back rewards program: With this program, every time you use your Chase Freedom Visa Credit Card to make a purchase, Chase will give you cash back at the end of each quarter up to $1,500 spent that quarter.
Requirements for Chase Freedom Visa Credit Card Application
The requirements for the card is that you will need to meet the following requirements stated below:
– You have a good to excellent credit score
-You must be at least 18 years old
-You must have a valid Social Security number
-You must have a United States mailing address (no P.O. boxes)
-You cannot have any other Chase cards or applied for any Chase cards in the last 24 months
-Your account needs to be in good standing with Chase or your application may not be approved -You’ll need to provide your name, address, date of birth, income source and Social Security number
-It takes approximately two weeks for Chase to process applications; if you’re turned down due to insufficient income or lack of an established credit history, Chase provides recommendations for applying elsewhere
What are the fees associated with this card?
The Chase Freedom Visa Credit Card has no annual fee and a 0% introductory APR for 15 months on purchases and balance transfers. After that, a variable APR will apply, currently 16.49% – 25.24%. There is also a 3% foreign transaction fee. As with all credit cards, Chase requires you to be 18 years old or older in order to qualify for this card. Chase also requires good to excellent credit; so if you have fair or poor credit, then the Chase Freedom Visa Credit Card may not be the best option for you.
Is there an annual fee? If so, how much does it cost?
There is no annual fee for the Chase Freedom Visa Credit Card. You can apply for the card online by going to the Chase website and filling out an application.
What are my rewards points worth?
With the Chase Freedom Visa, you can earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Plus, you’ll earn an unlimited 1% cash back on all other purchases. So, how much are your rewards worth? For example, if you spend $2,000 per month and use your Chase Freedom Visa card for those transactions, you could earn a total of $150 a year in cash back rewards ($150 x 12 months = $1,800). That’s just from using this card! The Chase Freedom Visa also has no annual fee and is not only a great credit card but also a good way to build or rebuild credit.
Can I redeem my rewards points for cash or gift cards?
Yes, you can redeem your rewards points for cash or gift cards. The Chase Freedom Visa Credit Card requires that you have a minimum of $25 in rewards points before you can redeem them. If you want to redeem your points for cash, you’ll need to have at least 2,500 points. For gift cards, you’ll need at least 1,000 points.
Are there any other special benefits that come with this card?
With the Chase Freedom Visa Credit Card, you’ll earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. You’ll also enjoy a 0% Intro APR for 15 months on purchases and balance transfers, plus a $200 signup bonus after you spend $500 on purchases in your first 3 months from account opening. Plus, there’s no annual fee. Other benefits include 24/7 customer service, fraud protection, and online access to your account.
How do I apply for this card?
You can apply for the Chase Freedom Visa credit card online at Chase bank website, by phone, or in person at a branch. If you’re applying online, you’ll need to provide some personal information like your name, address, and Social Security number. You’ll also need to create a username and password. Once you’ve submitted your application, you’ll receive a decision within 30 days.