If you’re looking to deposit some funds into your TD Bank account and need to write a check, then you may have noticed TD Bank charges cashier’s check fees for this service. But not all fees are created equal, and if you know what to look out for, you can find the best ones in order to maximize your return on investment with your business or personal account. In this guide, we’ll cover the best TD Bank cashier’s check deposit fees, so you don’t pay more than you need to when making your money-related transactions in the future.
What is TD Bank Cashier’s Check
A TD bank cashier’s check is an official check from the bank. It functions like a regular check, but has greater safety than personal checks and can be used as proof of your funds. However, depositing a TD bank cashier’s check may result in a fee for the payee if deposited with certain banks outside of the United States and Canada so it is important to do your research first before making a deposit.
TD Bank Fees For Cashier’s Check Deposits
When depositing a TD bank cashier’s check with your own account at the branch location you will pay a fee of $8-$10 depending on how much is in the cashier’s check deposit. Your branches may charge different amounts so it would be wise to inquire with them before making your deposit.
Also, TD Bank Cashier’s Check Deposit Fees may also vary depending on the number of days between the date written on the cashier’s check and the date received by TD Bank.
The longer between those two dates, the higher TD Bank Cashier’s Check Deposit Fees will be. When making deposits using bank wires, there are no fees associated with this transaction because it takes place electronically rather than in person at a branch location.
Benefits of Using TD Bank Cashier’s Check
A cashier’s check is a special type of check that comes with all the guarantees and security you’d expect. They come with many benefits, such as:
-They are better than ordinary checks since they are protected against fraud, theft, and forgery.
-You’ll have access to your money faster than if you used a traditional personal or business check.
TD Bank Cashier’s Check Deposit Fees will vary depending on the dollar amount being deposited.
A cashier’s check from TD Bank can be deposited into an account at TD Bank by completing a deposit slip which can be found at any branch location and then handing it to one of our tellers who will process it for you.
There are certain deposit limits that may apply based on the dollar amount of the deposit. The limits may also depend on other factors like whether you’re depositing more than one item at once, or what types of items you’re depositing (cashier’s checks vs. personal checks). It’s important to know these limits so you don’t accidentally go over them when making a deposit.
How To Order a TD Bank Cashier’s Check?
You can order a TD Bank cashier’s check by visiting any TD bank branch in the United States and Canada with proper identification. The bank also offers mail-in service and an online request form.
TD Bank cashier’s checks come in multiple denominations, ranging from $100 up to $10,000. For security purposes, we’ll require the following information: your name as it appears on the account; the routing number for your account (found at the bottom of your TD monthly statement); the amount you want to be drawn from your account and if it is from multiple accounts, we’ll need the last 4 digits of all corresponding account numbers.
To help prevent fraudsters from depositing or cashing a fraudulent check made out in your name, please keep this information secure and do not share it with anyone else.
Where Can I Redeem a Deposited TD Bank Cashier’s Check?
All of the TD Bank cashier’s checks can be deposited into your checking account. You can go to any TD bank location or any other bank with access to a TD bank account. You will need to know your routing number and check number in order for them to credit the check into your account. If you are depositing a cashier’s check from another company, you may need ID and have up to 3 days before the funds are available in your account.
Way To Avoid Fees When Depositing TD Bank Cashier’s Checks?
TD Bank charges a higher fee if the funds from your TD Bank Cashier’s Check don’t clear at our bank within 30 days of you depositing it in person or mailing it in. If you want to avoid this fee, there are a few different ways for you to avoid these fees and make sure that your funds clear promptly.
First, be sure that you present your TD Bank cashier’s check for deposit at least two business days before the date on the check.
TD Bank does not charge a fee when depositing TD Bank cashier’s checks by mail.
Simply fill out the back of your TD Bank Cashier’s Check with instructions for mailing, write This item must be deposited by mail on the front of the check, and then place it in an envelope addressed to TD bank.
For more information please click to Visit the TD Bank cashiers checks deposit fee webpage