How to Apply for PNC Small Business Credit Card Online – PNC Bank’s small business credit card may be right for you if you’re just starting out and want to keep your business expenses separate from your personal expenses, or if you need to consolidate several small business accounts into one. Before applying, make sure you know what the credit card terms are and understand the application process. If you can work through these steps, you should be able to apply for the PNC bank small business card online successfully in about an hour or less.
What Is PNC Small Business Credit Card
PNC Bank offers a credit card tailored specifically for small business owners. There are some great features with this card, including no annual fee, a reward program, and access to discounted rates.
To apply for the credit card online, you’ll need your social security number, date of birth, and mailing address. If you don’t know your social security number or date of birth, you can use another form of identification such as a driver’s license or passport. You’ll also need your employer information if self-employed. You will be required to complete an application form with details about how much money you make monthly in order to receive the best rates possible. The entire process should take less than five minutes and will give you instant approval!
Benefits Of PNC Small Business Credit Cards
PNC offers a variety of credit cards designed with the needs of small businesses in mind. All cards come with the following benefits:
-No annual fee
-No balance transfer fee
-No foreign transaction fees
-No cash advance fee
-24/7 account management through an easy-to-use online portal, phone banking, or mobile banking app
Requirements For Getting a PNC Small Business Credit Card
In order to apply for a small business credit card from PNC, you need:
1. A valid Social Security number, as well as your legal name and date of birth;
2. The name of the business and the type of business (i.e., sole proprietorship);
3. An email address that will be used as the main point of contact;
4. The mailing address where statements will be sent and an in-state phone number with area code;
5. Proof of income or bank statements if you have been employed by your business for less than two years, or tax returns if you’re self-employed.
Check if you qualify For PNC Small Business Card
While you can apply in just a few minutes, it’s important to know if you qualify. After all, no one wants an application that can’t be approved.
You might not qualify if your company is New.
Start an Application For PNC Small Business Credit Card
In order to apply for a PNC Bank small business credit card, applicants must have an existing personal banking account with the company. Applicants can then visit the website and click on Apply Now in order to begin filling out the application form. When applying for a small business credit card, applicants are required to fill out the following information: a personal email address; their name and contact information; a valid date of birth; their social security number or Taxpayer Identification Number (TIN); as well as their current residential address and phone number. Applicants are also required to provide at least two years of verifiable income tax returns, recent pay stubs, or bank statements if they don’t have any tax records.
Log into your PNC Bank account
To get started, go to the PNC Bank website and click Login. Next, enter your username (typically your email) and password. If you do not have an online banking account with PNC Bank yet, please contact a branch location near you. Once logged in, select Accounts from the main menu bar. Select the Credit Cards tab on the left-hand side of the screen. Then select View All Cards on the top right-hand side of the screen and you will be taken to a list of all your current credit cards.
Choose your Credit card type
When you apply for a PNC Bank small business credit card online, you need to choose your PNC small business credit card type. There are several types of PNC Visa Business credit cards available and they are: –
PNC Cash Rewards® Visa Signature® Business Credit Card
PNC Visa® Business Credit Card
PNC points® Visa® Business Credit Card
PNC Travel Rewards Visa® Business Credit Card
PNC BusinessOptions® Visa Signature® Credit Card.
Choose from the PNC Small Business Credit Card listed above and Click on Apply Now next to any card you are interested in applying for.
After you’ve completed your application, it will be reviewed and then either approved or denied by PNC bank. If you’re approved, congratulations! You will receive a letter in the mail with your PNC small business credit card number, expiration date, and security code. If you’re denied, don’t despair! It doesn’t necessarily mean you won’t get approved later on.
For more information please click to visit PNC small business credit card webpage.