Citizens Bank Business Credit Cards Application – If you own your own business and you need business credit cards, Citizens Bank offers credit cards designed specifically with businesses in mind. In order to apply for these great credit cards, you will have to fill out an application and provide them with everything they ask of you, including some bank statements and proof that you are who you say you are. Once your application has been received and approved, you will be on your way to having access to the best business credit cards available today!
What are Citizens’ business credit cards?
Business credit cards are not one-size-fits-all. There are a variety of cards to choose from and each business has different needs. That’s why it’s important to consider what you’ll be using the card for before applying. The Citizens Bank Business Credit Card offers a wide range of features and benefits, including no annual fee, low introductory rate for balance transfers, low introductory rate on purchases, purchase protection, and extended warranty coverage. Plus, there is no minimum credit score required when you apply for the card!
The benefits of Citizens business credit card
Citizens Bank’s business credit cards are perfect for managing your business transactions and expenses. The cards offer more security as there is a low limit on the number of purchases you can make with a card. With no annual fee, these cards are affordable to use and will help you save money in the long run. Plus, it’s easy to manage your spending habits with Citizens Bank’s online account management system where you can set up alerts for transactions that may be out of the ordinary or a monthly statement, which can be customized to your preferences. Maintaining your business’s credit rating is key. By maintaining a solid credit score through Citizens Bank, you have an easier time getting access to loans if needed and when times are tough.
Ready to get started? Apply now!
Choosing between an unsecured card or a secured business Credit card
It’s important to know the pros and cons of each type of card before applying. Unsecured cards are more popular because they require less work, but they can also come with a higher interest rate than secured cards. Secured cards are typically lower risk and easier to get approved for, but you’ll need to have a security deposit on hand when you apply.
Here are the most important factors for deciding between an unsecured or secured card:
1) Do you have enough money saved up for a security deposit?
2) Do you want a higher credit limit?
3) Would you like to use your line of credit as little as possible? If you answered yes to any of these questions, then you may be better suited for a secured card. If not, an unsecured business credit card is likely your best bet.
4) Citizens Bank offers both types of business credit cards! The Citizens Clear Line Visa® is an unsecured option that comes with no annual fee and competitive rates. The Citizens Gold Line Visa® has higher limits and comes with no annual fee if you maintain $25,000 in available lines of credit at all times; this is perfect for those who anticipate large expenditures in the near future.
Applying for a Citizens bank Business Credit card
The Citizens Bank business credit card is a great way to help you grow your business. With a low introductory rate and no annual fee, it’s a great tool for small businesses. Plus, there’s no limit on how much you can spend as long as your balance is paid in full each month. So if you’re looking for a new business credit card that will help make it easier to do business, apply now! by logging into your Citizens Bank account online.
What happens when you get approved?
Congratulations, you just applied for a Citizens Bank Business credit card! When you are approved, you’ll receive an email letting you know that your application was successful. You will then receive a welcome package in the mail with all of the information related to your new account.
When you get approved for a new account at Citizens Bank, we set up your account and make sure it’s ready to go so it can be fully operational as soon as possible. But before we can activate your account, we need to verify some items like:
– Your personal identification number (PIN)
– Your date of birth
– The last four digits of your Social Security Number – Your mailing address
– And your contact phone number(s).
Once these items have been verified, we’ll send you an activation email and text message. If you haven’t received an activation email or text message within 10 minutes after getting approved, please call us at 1-888-226-5209 for assistance.
How will I get my Business Credit card?
Once you have applied for the Citizens Bank Business Credit Cards, your application will be reviewed and processed by one of our underwriting specialists. If approved, you will receive your card in the mail within 10 days of approval. Citizens Bank offers a variety of ways to apply for their business credit cards including Online, phone, walk-in branch or fax. You can also apply via mailing in an application form and supporting documents to Citizens Bank.
For more information please visit the Citizens Bank Business Credit Cards application webpage.