How To Get Geico Auto Insurance Quote In 6 Easy Steps! – What is Geico Auto Insurance Quote? What are the benefits of a Geico Auto Insurance Quote? In this article, you will discover all there is to know about Geico Auto Insurance Quote, its benefits, and how to get one in 6 easy steps! So what are you waiting for? Let’s get started!
Step 1: Gather your proof of insurance
Don’t be caught off guard by your state’s laws. If you’re ready to get a free quote from us, we need proof of insurance so that you aren’t driving uninsured.
You can provide proof using your current policy number or other information such as an official document, letter, or printout to prove that you have car insurance currently.
This protects both you and us, should anything happen. We recommend taking pictures with your phone just in case it’s ever needed for any reason.
Step 2: Estimate how many miles you drive each year
Once you know how many miles you drive in a year, it’s easy to determine your coverage needs and how much your insurance premium should be.
Simply multiply that number by two, and you have an estimate of how many miles will go on your policy each year.
For example, if you drive 10,000 miles per year: (10,000 x 2) = 20,000. That means if you buy auto insurance with a 20,000-mile limit; you will only pay for coverage on 20k worth of damage to your car—the other 10k will be covered by what’s called deductible in auto insurance terms.
How To Get Geico Auto Insurance Quote In 6 Easy Steps!
Your deductible is just what it sounds like: It’s the amount of money you need to pay out-of-pocket before your insurance company starts paying for anything. If you get into an accident and total your vehicle, a $1,000 deductible would mean you’d need to come up with $1,000 before your insurer would start covering expenses.
The higher your deductible is, however, the lower your monthly payments will be because they won’t cover as much at once when they do start paying out. While low deductibles are great if you can afford them (since they leave less money on the table), high deductibles are often more manageable financially in case something goes wrong down the road.
Step 3: Choose how much car insurance coverage you want
The first step to getting a Geico auto insurance quote is deciding how much car insurance coverage you want.
Do you just need basic liability coverage, or are you looking for collision and comprehensive too? With more car insurance protection comes higher premiums, but if your financial situation permits it and you don’t have any bills to pay, choosing full coverage may be your best bet.
This way, in case of an accident, no expenses will fall on your loved ones. Your deductible also factors into your premium cost: If you choose a low deductible (e.g., $500), expect to pay more per month than someone with a high deductible ($1,000).
For example, let’s say you get into an accident that costs $2,000 to fix and you have $500 worth of damage on your vehicle. Your deductible would cover $1,500 (the rest would come out of pocket), so your monthly bill would be around $60-70 depending on how much other coverage you picked up (collision/comprehensive).
But, if you had chosen a $1,000 deductible instead of a $500 one, your monthly payment would jump to around $100-120.
It might not seem like much at first glance—but over time, those small differences add up and can make all the difference when paying off your balance each month.
How To Get Geico Auto Insurance Quote In 6 Easy Steps!
Remember: When picking your car insurance coverage limits, ask yourself what’s most important for you financially and select accordingly.
Step 4: Start shopping for a Geico car insurance policy
The next step is actually shopping for auto insurance quotes on Geico’s website. When you go to Geico’s quote site, you’ll be prompted to fill in your information and answer questions about your driving record and how old your car is.
The quotes you get will depend on where you live, whether or not you have any moving violations, and other factors.
Even if you already have a car insurance policy somewhere else, it won’t hurt to submit a quote request with Geicoinsurance as well. A lot of people find that they can save money by getting quotes from more than one company at a time, though sometimes it works out even if you don’t shop around too much.
Either way, comparing prices is a good idea because it lets you know what kinds of prices are available so you can decide which deal is right for you. And remember: If you have any accidents or moving violations on your record, it might be worth paying an extra $50 or $100 per year just to ensure that your premium doesn’t skyrocket after switching policies.
After all, having great coverage is important but having no coverage isn’t going to do anyone any good either!
Step 5: Buy auto insurance with confidence
If you’ve made it through all five steps, then congratulations—you now have a good sense of what factors will impact your auto insurance rates.
Make sure to follow up on each one to make sure you’re making smart choices and getting exactly what you need. If you don’t, then you could end up paying for more coverage than necessary, but with no value to back it up.
Keep in mind that we offer more tips on how to get a Geico auto insurance quote in How To Get A Good Deal On Car Insurance. Now go ahead and pick out your new car or truck!
Step 6: Contact GEICO Auto Insurance Quote Customer Service
If you’re looking to get a quote on your auto insurance, you can do it right over the phone. The GEICO customer service team is just a call away and they are ready to help you find affordable coverage.
You can Geico insurance phone number either by dialing 1-800-841-2964 or by starting your online quote at the Geico insurance website. Be sure to have your driver’s license, current insurance policy number, and vehicle information handy as these are all items that will be asked of you when getting an auto insurance quote from GEICO.
Once you start an online quote or speak with an agent over the phone, he or she will walk you through each step to make sure that everything goes smoothly and quickly.+