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Posts published in “Insurance”

5 Top Auto Insurance Companies in USA To Consider

Looking for the best auto insurance companies in America? …….please read this ……

There are almost lots of auto insurance companies in USA, but among them there are best 5 auto insurance companies in USA; GEICO, Progressive, Nationwide, Allstate and Infinity.

These five companies cover approximate 70% market share of USA and still remain the top auto insurance companies for all kinds of USA drivers for their distinguishing characteristics. Those 5 auto insurance companies provide every coverage needed by the drivers and each of them offer cheap car insurance and they prepare insurance package for specific clients.

How to Make The Most Of Your Auto Insurance Policy

Looking for information to help you make the most of your Auto Insurance Policy? If YES please read the article below for some useful tips.

Whether you are new to the insurance world, wanting to combine your policies or shopping for better rates or coverage, you probably have some questions. Here you will find lots of helpful information that will make it fast and easy to learn more about the often, confusing world of auto insurance.

5 Things To Never Axe From Your Budget

A budget is important for you to check your spending and finances. So, in a bid to survive on your budget, you may want to throw out some things. However and at the same time, there are things that are too important to get rid of. Therefore, no matter what you earn, they must always feature in your budget. Discover 5 things to never remove from your budget.

Car repair and maintenance

If you own a car, then you know that it could go haywire anytime. So, to keep your car in good working condition, you must make arrangements for repairs and maintenance in your budget. Ignoring this will result in the car completely breaking down and you have to spend more.

Healthy food

Your body needs to function and the fuel that can make this possible is nutritious and healthy food. But quite a number of people eat junk. Try to budget for healthy food so that you can eat proper food even if it is once a day.


Learning how to handle money is the first step to achieving financial freedom and getting that priceless feeling of being in control of your money. Jumia Travel, the leading online travel agency, shares 6 money lessons you should know.
Learn How to Think about Money
Yes there is in fact a way to think about money. You must always have a plan for your money. Many people are either intimidated by money or are just plain afraid of it. You should try to understand your emotions and preconceived feelings about money. Think about how you feel about money; think about your ability to earn it. Think about ways to save your money and how to manage it wisely. Think positively and proactively about your money, this enhances your feeling of control over your money.

Learn How to Act on Your Thoughts about Money
It’s not enough to just envision the great things you intend to do with your money, you should learn to act on it and execute it. It’s not enough to just think about money or plan with it; you need to take action on it. Set goals for yourself and take guided action on it to achieve the desired results. Don’t be reckless with the execution of your ‘money plans’. Be wise, careful and meticulous. If you’re doubtful of how effective this is, give it a shot and see.

Tips: 7 Sure Ways To Remain Broke Even Earn A Decent Income

Earning a decent or reasonable income automatically means that you should be able to take good care of yourself. This is not the case for certain people because before the end of the month, their accounts are empty and they are unable to care for themselves to a very large extent. If this is you, Jumia Travel, the leading online travel agency discusses the reasons why you are always broke regardless of your decent income.

You think you are too young to start saving

The truth is that nobody is too young to start saving. But still, it is not too late to save. No matter how small, you should save.

Changing your electronic gadgets

Every three months, you change your gadgets to the latest ones. You do not need a soothsayer to tell you that you will soon be broke.

Adopt New Business Strategies Or Lose Jobs, ARIAN Tells Insurance Agents

With the incessant increase in the number of online agents ready to offer services such as; insurance, and so on, the President, Association of Registered Insurance Agents of Nigeria(ARIAN), Mr. Gbadebo Olameru, has warned his colleagues to embrace new business strategies or lose their jobs.

Olameru, who was speaking at the 7th Annual Conference and Award Ceremony in Lagos, noted that the era of traveling from one place to the other to close insurance business deals is fast fading away, as most multi-billion naira deals are now being sealed on iInternet and social networks.

This, he said, means some agents might be out of jobs sooner than later, if insurance agents refused to accept this change.

According to him, “The dynamics of our business climate is gradually changing where everything that matters is in the cloud, the internet and social media campaign are gradually building multi-billion naira organisations with their skyscraper head office solely built in the cloud without any physical office.”

Money-Doubling Trouble: Nigerians Fight Over MMM

Hypertension awaits you when Ponzi scheme crashes—Antagonist
You’ll grow old waiting for it to crash — Supporter

A SPECIAL report by Sunday Vanguard on the popularity of famous money-doubling scheme, Mavrodi Mundial Moneybox,MMM, among Nigerians, sparked a social media fight, thereby heating up the debate over the subject.

It was a situation that saw those sympathetic to the scheme and antagonists locked in a war of words.

Interestingly, the hot verbal interface, which took place on Nigeria’s premier news website,, saw Nigerians speaking about MMM from intellectual, conventional, mundane and even ignorant standpoints.

Indeed, there were so many profound lessons to be drawn from the interaction which saw commentators unusually deviating from tribal positions that define such conversations on the social media.

Of all the issues raised, Sunday Vanguard observed some kind of unanimity on the widely held belief to the effect that the hardship in Nigeria added to the growing popularity of the scheme despite the stark disadvantages of participating in it.

NDIC Raises Maximum Deposit Insurance Coverage for Mortgage Banks to N500,000

The Nigeria Deposit Insurance Corporation (NDIC) on Friday reviewed its maximum deposit insurance coverage (MDIC) for primary mortgage banks (PMBs) from N200,000 to N500,000 per depositor.

The NDIC said the Minister of Finance, Kemi Adeosun, had also approved the extension of differential premium assessment system (DPAS) to the PMBs.

The approval, the corporation, explained, was granted to emphasize the need to ensure that all deposit money banks (DMBs), PMBs and mortgage finance banks (MFBs) adhered strictly to sound risk management practices and entrench compliance to the Central bank of Nigeria (CBN) approved code of corporate governance standards.

“As part of its statutory functions as a deposit insurer, Section 20 (2) of the NDIC Act 2006, empowers the Corporation’s Board to periodically review the maximum deposit insurance coverage for licensed banks and other deposit taking financial institutions in accordance with changes in deposit structure, income levels and in line with global best practices,” the NDIc said.

Nigeria Appoints New Managing Director For Reconstruction Fund, NERFUND

The Nigerian government has appointed a new managing director for the National Economic Reconstruction Fund (NERFUND).

He is Ezekiel Oseni, a former general manager and chief risk officer at the Bank of Industry.

Mr. Oseni’s appointment was announced Wednesday by the Permanent Secretary in the Ministry of Finance, Mahmoud Isa-Dutse, who credited Minister Kemi Adeosun as approving the posting.

“His appointment which takes immediate effect was made under a Management Agreement between the Federal Ministry of Finance and the Bank of Industry,” Mr. Isa-Dutse said in a statement.

He said Mr. Oseni has several mandates, among which is to reposition the organisation and ensure that all outstanding indebtedness were recovered.

Total Plc Creates Opportunities For Retail Insurance Marketing

Total Nigeria Plc, has offered its vast outlet network to boost retail insurance as it enters into strategic partnership with Leadway Assurance Limited to sell motor insurance to the public.

In the first phase of the initiative, Leadway’s Easy-To-Use 3rd party motor vehicle insurance recharge cards will go on sale at the Total’s designated outlet nationwide.

Subsequently, the stations will not only be used as pick up centres but will serve as collation centres for all insurance related issues such as claims processing.

Commenting on the strategy, Oye Hassan-Odukale, managing director and chief executive officer of Leadway, said, “As an innovation driven market leaders in the Nigeria’s leading insurance industry, we are constantly seeking ways to make insurance products and services nearer, easily accessible and more convenient for our customers.